Innovative Card Technologies got together with eMue Technologies to come up with a credit card with a "Credit Card Embedded Authentication Device". Basically whenever you're making an internet or mobile-based transaction you have to enter your PIN into the card to receive a one-time-use authentication code to complete the deal. I'm thinking you should probably grab one of these as soon as they're available. Because while you were reading this I joined two "women over 60" themed porno sites using your credit card. Thanks for the wrinkles!